Intrinsic Value Calculator

Based on Benjamin Graham's Formula

About This Calculator

This calculator implements Benjamin Graham's formula for estimating the intrinsic value of a stock:

V = EPS × (8.5 + 2g)

Where:

  • V = Intrinsic value
  • EPS = Trailing 12-month earnings per share
  • g = Long-term growth rate (as a decimal)
  • 8.5 = P/E ratio of a zero-growth company

Graham later revised this formula to include both a risk-free rate and current AAA corporate bond yield:

V = EPS × (8.5 + 2g) × 4.4 ÷ Y

Where:

  • 4.4 = Average yield of high-grade corporate bonds in 1962
  • Y = Current yield on AAA corporate bonds

This calculator provides both the original and revised formulas to help you make more informed investment decisions.

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